its pretty telling how the “most financially responsible” way of paying for college is “hope your parents start saving up when youre an infant” too
i had this conversation with a wealthy kid that went like “if your parents knew you were smart and had a chance at college why didn’t they save money” and that on its own is a fucking racist mess to say but
i was like “they live paycheck to paycheck” and he’s like “couldn’t they just put some of it aside” like dude… do you know what paycheck to paycheck means?
Yes, my parents wanted me to go to college, but they prioritized me reaching adulthood by making sure I was fed regularly.
Even if they had started saving when you were a baby, that doesn’t mean those savings didn’t get tapped before college age to pay for rent or food or something needed for survival.
People used to having a financial cushion don’t understand what it’s like to live without any financial stretch. No cushion, no net, just a hard landing on concrete.